Crypto tax calculator 2026: Germany

Sale value-

Gain-

Holding period-

Tax due-

Effective tax rate-

Profit after tax-

How we calculated it

Not tax advice. The calculator is a simplified estimate for one sale by a private individual resident in the selected country. Your real tax can differ, for example because of other gains and losses, deductions, local surcharges or business activity. Check with your tax office or a tax adviser.

Crypto tax rules in Germany

Gains on crypto held longer than 365 days are tax free.
If your total private sales gains in the year stay below 1,000 EUR, they are tax free. If you reach this limit, the whole gain is taxed.
The gain is added to your other income and taxed at your income tax rates (14% - 45%).
Church tax, local surcharges and similar levies are not included.

Source: www.gesetze-im-internet.de. Last checked: 2026-10-22.

How to cash out crypto in Germany

Pick an exchange that is licensed for your country (in the EU: MiCA authorised) and verify your account.
Sell your crypto for EUR on the spot market, ideally with a limit order to save on fees.
Withdraw by bank transfer to an account in your own name. Card and third-party payouts usually cost more.
Download the trade history and withdrawal confirmations and keep them for your tax return.
Use the calculator above to estimate the tax and check the deadline with your tax authority.

Crypto tax rates by country

Country	Tax rate	Tax free after
Austria	27.5%	No
Brazil	0% / 15% - 22.5%	No
Croatia	12%	730 days
Czechia	15% / 23%	1096 days
France	31.4%	No
Germany	0% - 45%	365 days
Hungary	15%	No
India	30% + 4%	No
Indonesia	0.21%	No
Italy	33%	No
Netherlands	36% (box 3)	No
Poland	19%	No
Portugal	0% / 28%	365 days
Romania	16%	No
Slovakia	19% - 35% + 16%	No
Slovenia	0%	-
Spain	19% - 30%	No
Switzerland *	0%	-
Türkiye *	0%	-
United Arab Emirates	0%	-
United Kingdom	18% / 24%	No
United States	0% - 37%	No
Vietnam	0.1%	No

* Estimate: this rule is not fully confirmed. Check with a local tax adviser. Last checked: 2026-10-22.

Frequently asked questions

How much is crypto tax in Germany in 2026?

Gains on crypto held longer than 365 days are tax free. If your total private sales gains in the year stay below 1,000 EUR, they are tax free. If you reach this limit, the whole gain is taxed. The gain is added to your other income and taxed at your income tax rates (14% - 45%). Church tax, local surcharges and similar levies are not included.

Is long term crypto tax free in Germany?

Gains on crypto held longer than 365 days are tax free.

How does the crypto tax calculator work?

Pick a country, enter the amount, the buy and sell price, the dates and any fees. The calculator applies that country's 2026 rules (rate, allowance, holding period) and shows the gain, the tax due and the effective rate. You never have to type a tax rate.

Is the result tax advice?

Not tax advice. The calculator is a simplified estimate for one sale by a private individual resident in the selected country. Your real tax can differ, for example because of other gains and losses, deductions, local surcharges or business activity. Check with your tax office or a tax adviser.